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You acknowledge and agree that by providing PBA with any personal information through the Web site, you consent to the transmission of such personal information over international borders as necessary for processing in accordance with PBA's standard business practices and the PBA Web site Privacy Statement.

Security of information transmitted through the Internet can never be guaranteed; therefore, PBA is not responsible for any interception or interruption of any communications through the Internet or for changes to or losses of data. You are responsible for maintaining the security of any password, user ID or other form of authentication involved in obtaining access to password protected or secure areas of the PBA Web site. In order to protect you and your data, PBA may suspend your use of a client Web site, without notice, pending an investigation, if any breach of security is suspected.

Access to and use of password protected and/or secure area of the Web site is restricted to authorized users only. Unauthorized access to such areas is prohibited and may lead to criminal prosecution.

You agree not to modify, move, add to, delete or otherwise tamper with the information contained in PBA's Web site. You also agree not to decompile, reverse engineer, disassemble or unlawfully use or reproduce any of the software, copyrighted or trademarked materials, trade secrets or other proprietary information contained in the Web site.

Under no circumstances shall PBA be liable for any damages suffered by you, including any incidental, special or consequential damages (including, without limitation, any lost profits or damages for business interruption, loss of information, programs or other data) that result from access to, use of, or inability to use this Web site, or due to any breach of security associated with the transmission of information through the Internet, even if PBA was advised of the possibility of such damages.

If you have questions about any of our web policies, contact us or read more about our privacy policies and legal policies.